Life Settlements as a Source of Capital

A life settlement can enable you to transform your insurance policy into a substantial source of capital that can create financial freedom for you and your family now rather than later. The settlement secondary market investment trusts, populated by major institutional investors such as Berkshire Hathaway, Wells Fargo, Goldman Sachs, Credit Suisse, Peachtree, etc., search for diversified investment options, mainly life insurance policies. Hidden in your client’s safe deposit box and bottom drawer may be an under-valued asset. Many of you clients are finding their GRAT period is coming to an end, their estate has been reduced and their life insurance has served its primary purpose. It effectively becomes a “dormant asset”. At this point appraising the policy could establish significant value freeing up money which could create greater financial freedom and would give you new options such as gifting now to children and grandchildren without gift tax. Life insurance settlements can be... [Read more of this review]